We Fight for Your Rights
Insurance companies have adjusters who work for them. You need someone on your side who works for you. American Exteriors Roofing & Construction acts as your advocate throughout the entire claims process, ensuring you receive the full coverage you're entitled to under your policy.
With extensive experience working with insurance companies, we know how to document damage, present claims, and negotiate for maximum coverage. Our expertise means the difference between a denied claim and a successful payout.
Why Use American Exteriors for Insurance Claims?
- Extensive Experience
We've handled many insurance claims successfully
- We Attend Adjuster Visits
Present during inspection to ensure nothing is missed
- Complete Documentation
Professional photos, videos, and detailed damage reports
- Handle Claim Denials
Expert assistance with appeals and re-inspections
- Pay Only Your Deductible
Your out-of-pocket cost is typically limited to your policy deductible
Your Personal Advocate
We represent your interests during adjuster visits and throughout the entire claims process.
Complete Documentation
Professional photo and video documentation of all damage to support your claim.
Maximize Your Coverage
We ensure all eligible damage is included in your claim for maximum insurance payout.
Denial Assistance
If your claim is denied, we help you appeal and fight for the coverage you deserve.
Fast Processing
We expedite the claims process so you can get your roof repaired quickly.
High Success Rate
Our expertise results in successful claims and satisfied customers year after year.
We Can Help with Denied Claims
Don't accept a claim denial without fighting back. Many denied claims can be successfully appealed with proper documentation and expert advocacy.
Common Denial Reasons
- •Insufficient documentation of damage
- •Claim filed outside policy timeframe
- •Damage attributed to wear and tear
- •Maintenance issues cited as exclusion
- •Disagreement on scope of damage
How We Help
- Request re-inspection with detailed documentation
- Provide additional evidence of storm damage
- File formal appeals with insurance company
- Negotiate directly with claims adjusters
- Connect you with public adjusters if needed
Don't Give Up on Your Denied Claim
Our Claims Process
We handle everything from initial inspection through final repairs
Initial Inspection
We perform a thorough inspection of your roof and document all storm damage with photos and videos.
File Your Claim
We help you file your insurance claim with proper documentation and detailed damage reports.
Meet the Adjuster
We attend the adjuster visit with you to ensure all damage is properly assessed and documented.
Negotiate Coverage
If needed, we negotiate with your insurance company to ensure you receive fair compensation.
Complete Repairs
Once approved, we complete your roof repairs with quality materials and expert craftsmanship.
Request Insurance Claim Assistance
Fill out the form below and we'll help you navigate your insurance claim
Frequently Asked Questions
Why should I have American Exteriors present during the adjuster visit?
Insurance adjusters work for the insurance company, not you. Having us present ensures all damage is properly documented and assessed. We know what to look for and can advocate for your interests, often resulting in significantly higher claim payouts.
What if my insurance claim is denied?
Claim denials are common, but often can be successfully appealed. We have extensive experience handling denied claims and can help you gather additional documentation, file appeals, and negotiate with your insurance company to get your claim approved.
Do you charge extra for insurance claim assistance?
No. Our insurance claim assistance is included as part of our service. We only get paid when your claim is approved and we complete the work. If your claim is denied and we can't get it approved, you owe us nothing.
How long does the insurance claim process take?
Most claims are processed within 2-4 weeks, though some can take longer depending on the insurance company and complexity of the damage. We work to expedite the process and keep you informed every step of the way.
Will working with you affect my insurance rates?
Filing a legitimate storm damage claim typically does not raise your rates significantly. Roof damage claims are considered "acts of God" and are different from liability claims. Your insurance policy is designed to cover this type of damage.
What types of damage are typically covered?
Most homeowner policies cover wind damage, hail damage, storm damage, and sudden accidental damage. We inspect for all types of damage including missing shingles, granule loss, denting, cracking, and structural issues.